Frequently Asked Questions & UPI QR Knowledge Base

Yes, 100%. Under NPCI interoperability regulations, all certified UPI applications in India must parse standard upi://pay deep links. Whether a customer scans your code using Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, Cred, WhatsApp Pay, or a banking app (SBI Yono, iMobile, HDFC PayZapp), the payment executes seamlessly to your registered UPI ID.

A static UPI QR code encodes your permanent UPI ID directly into the image. It never expires, costs ₹0 to maintain, requires no internet connection or server to display, and has 0% MDR transaction fees. It is ideal for shops, invoices, tutors, and freelancers.

A dynamic QR code is generated on demand for each order by a payment gateway server (like Razorpay). It contains an order ID, expires in 10 minutes, and carries monthly software fees plus a 1.5% to 2% MDR fee per transaction. Dynamic QRs are built primarily for large e-commerce websites.

None whatsoever. Our generator is 100% free with no login required, no subscriptions, and zero platform cuts. Furthermore, under current Indian tax and banking laws, standard peer-to-peer and peer-to-merchant static UPI payments carry zero MDR.

No. This tool is an independent utility created to help Indian businesses and creators generate standard NPCI-compliant payment URIs. We are not partnered with, endorsed by, or affiliated with NPCI, BHIM, Google Pay, PhonePe, Paytm, RBI, or any commercial bank.

Yes. Enable the "Specify Fixed Amount" toggle on the homepage generator and type your desired rupee figure. The resulting QR code embeds the am=... parameter. When scanned, standard UPI apps automatically lock the amount field in read-only mode so the customer only enters their UPI PIN.

Transaction notes allow you to add custom reference remarks such as Order #104, Consultation Fee, or Monthly Rent. This note is permanently recorded in both your and the customer's bank passbook statements, making bookkeeping and invoice reconciliation straightforward.

Under NPCI regulations, standard peer-to-peer (P2P) transfers have a limit of ₹1,00,000 (1 Lakh INR) per day. For verified merchant bank accounts (P2M), daily limits can range from ₹2,00,000 to ₹5,00,000 depending on your bank's category classification and specific account tier.

Currently, standard UPI QR codes operate in Indian Rupees (INR) across Indian bank accounts. However, non-resident Indians (NRIs) with NRE/NRO accounts linked to international mobile numbers in supported countries (Singapore, UAE, UK, USA, Australia, etc.) can scan and pay to standard Indian UPI QR codes.

No. Our tool executes 100% client-side inside your web browser. No UPI ID, payee name, transaction amount, or IP address is ever stored in any database or transmitted to any external server. You can inspect the network requests via developer tools (F12) to verify that zero API calls are made.

Always place your printed QR code inside a sealed acrylic T-stand or picture frame rather than using loose paper stickers that can be easily replaced or covered by fraudsters. Furthermore, perform a quick ₹1 test scan each morning before opening your store to confirm your payee name appears correctly.

Never release high-value goods based solely on a customer's phone screenshot, as fake payment spoof apps exist. Open your own mobile banking app or check your incoming bank SMS. If SMS is delayed, ask the customer for the 12-digit UTR number and verify the transaction in your bank's UPI transaction history.

Choose PNG (300 DPI) for digital sharing on WhatsApp, embedding into invoice PDFs, or printing on a standard home A4 printer. Choose SVG (Scalable Vector Graphic) when sending your artwork to a commercial printing press for large storefront flex boards, acrylic laser etching, or vinyl cutting, where infinite scaling without pixelation is required.

After filling in your UPI ID and name in the generator, click the "🖨️ Print Counter Standee (A4)" button. Your browser opens a pre-formatted print preview formatted for standard A4 paper with your business name, verified UPI ID, and Scan & Pay branding. Print it, laminate it, and place it inside any standard acrylic counter stand.

Because static QR codes encode data permanently into the image matrix, you cannot remotely edit a printed code. If you switch bank accounts or change your VPA, simply return to this website, generate a new QR code in 15 seconds, and print a replacement standee.